Built for storefront

e3ePay offers a low merchant rate, with fixed margins of 0.35% and $0.10 per transaction above Interchange for storefront payment processing costs. Plus, no long-term contracts! Before signing up, we’ll run a free cost analysis against your current provider to ensure you’re getting the lowest possible and best rate for accepting credit cards. Since we only operate on the Interchange-plus pricing model, you always get the lowest rates, and our margins are clearly spelled out.

We create the places, not just spaces.

Fast Deposits

When processing with e3ePay you can expect your money in your account as soon as the next day.

Top-Rated Support

When you have a question, you shouldn’t have to wait. Our top-rated support team is standing by to speak with you in 30 seconds or less.

No Long-Term Commitments

We want to earn your business each and every day, which is why we don’t believe in contracts.

Transparency is Our Policy

We pride ourselves in our honesty and transparency. No annual fees, monthly minimums, or hidden fees when you process with e3ePay.


What is the Traditional Program?

Interchange-plus pricing works by adding a constant, flat margin on top of interchange. We ensure our traditional program is simple, transparent, and fair by capping our margins at 0.55% and $0.15 per transaction above interchange – meaning you’ll know exactly how much money was paid to the card-issuing banks, how much went to the card associations, and how much went to e3ePay.

Who is this program right for?

The Traditional Program is perfect for businesses that don’t want to incorporate any processing fees into their menu pricing, but are still looking to save money and operate on a transparent, simple program at their business.

How is our Traditional Program different?

e3ePay’s traditional program gives business owners direct access to wholesale pricing + a flat fee and capped margins. This allows your business peace of mind knowing you’re paying exactly what card providers charge for the cost of acceptance.

I want to save 100% on my business’s cost to accept cards. Can this program help me do that?

If your business is looking to offset 100% of processing fees, then e3ePay’s Cash Discount program might be a better fit for your payment needs. Check it out here.

We believe in full disclosure, always.

Pricing per Occurrence


Monthly Costs

Interchange + Margins

Interchange Costs

Card Assessment Costs

AVS Cost (for keyed sales)

Batch Cost

Retrieval Cost

Chargeback Cost

Voice Authorization Cost

Closure Cost

Pin Debit Costs (if applicable)

ACH Reject Cost

Wireless Service Cost (if applicable)

Clover Go Mobile (if applicable)

PCI Non Compliance (if applicable)

e3ePay's Cost


0.35% + $0.10/authorization

Passed-through at cost

Passed-through at cost







Passed-through at cost ($48/year)

$30/instance ($17/month)

Clover Go Mobile (if applicable)



Let's Get Processing

Explore how we disrupt payment processing

Please tell us a little about your business and how e3ePay can help.

Customer Service: +1 (334) 332-4997
Inside Sales: +1 (334) 332-4997

United State Of America

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Email :info@e3epay.com
Phone: +1 (334) 332-4997